Shared Ownership With Accent Housing

Accent Housing has been providing homes across the country since 1966. We believe that everyone deserves the right to a safe, warm, and secure place to live but we understand that this isn’t everyone’s reality.

Our purpose as a housing association is to change that.

Shared ownership is an initiative for buyers who are unable to purchase their home at its full market value. It allows them to purchase a share in a new build or resale property.

The buyer will pay a mortgage on the share they own and pay the rest in rent to a housing association.

If the buyer wishes to buy more shares, they can. And if they wish to move on, they can do that, too.

In this Accent blog, we’ll give you some information on shared ownership homes with Accent Housing.

Buying More Shares In Your Home

Most homeowners usually own around 25% to 75% of their home’s full market value. This allows them to own part of their home, getting them on the property ladder.

Shared ownership is a scheme which allows many people to become homeowners.


Buying more shares in your home is known as staircasing.

When buyers first purchase a share, they pay for what they can afford at that time. But over time, they may want to buy additional shares. These are based on the value of the home in the current market. As with any home, the value of your property will rise and fall with general market conditions.

Of course, before you buy additional shares, your home has to be surveyed by an RIC’s surveyor. It will determine the cost of the new shares. You will, however, be responsible for the cost of this as well as any additional legal or mortgage fees.

Buying Your Accent Home

Buying your Accent home depends on two things:

  1. The tenancy you have with us, and
  2. Your circumstances.

Two schemes, the Right to Buy and the Right to Acquire, can help you buy your rented home.

Right to Buy

If you became an Accent resident before 15 January 1989, and hold a secure tenancy, you may have the right to buy your home.

Right to Acquire

If you have an assured tenancy with Accent and live in a home that was built with public funds after 1 April 1997, you may have the right to acquire the home. Tenancy length may have an affect on your eligibility, though.

And even if your tenancy allows you rights to buy, Accent can withhold that based on circumstance. For example, if Accent is taking action against you or if your home has been specially adapted to suit your needs.

If you'd like to find out if your eligible to buy your Accent home, please get in touch.

Selling Your Home

There comes a time when we want to move on. And it’s no different with houses. Whether you need to relocate for education or work, or your family has extended.

When you buy shares into the property, the selling process is usually also outlined in the lease you sign. At Accent Housing, Homemade, our experienced property sales team, will help you through the process.

Find out more here.

Shared Ownership Homes with Accent

On, you will find all of our available new and resale shared ownership homes.

Through the years, we’ve helped thousands of people fulfil their ambition of becoming homeowners with our shared ownership properties. Our team is well experienced and are industry experts. We would love to help you find your next home.

Google translate Google translate
click to choose
Colour contrast Contrast
Font size Text size
svg_logocutout svgsvgsvgsvgsvgsvgsvgsvgsvgsvgsvg