Shared Ownership Homes In Northampton

Are you looking for a home in Northampton? But can’t afford the deposit or full price of the house? You have come to the right page to find all the information you need.

Accent Housing has been providing a home in the UK for just under 60 years, we believe that everyone should have a home to live in. We are a housing association company, so we understand the reality of some residents hasn’t had the benefits of a roof over their heads previously.

With that being said, the shared ownership initiative gives buyers who are unable to purchase their home at its full market value. It allows them to purchase a share in a new build or resale property.

In this Accent blog, we have given you information on shared ownership home, whether Northampton suits your individual needs, and what to do next if the boxes are both ticked.

What Is Shared Ownership?

Shared Ownership is a scheme for people who cannot afford to buy a home on the open market. You buy a share of the property and pay an affordable rent on the remainder with initial shares available from 50% up to 75% (sometimes lower).

The buyer will pay a mortgage on the share they own and pay the rest in rent to a housing association. If the buyer wishes to buy more shares, they can. And if they wish to move on, they can do that, too.

Am I eligible For A Shared Ownership Home?

To be eligible for shared ownership, you must meet the criteria. The list is as follows:

  • This must be your only home – you’ll either be a first-time buyer or a previous homeowner that can no longer afford to buy a home now.
  • Your household must earn less than £80,000 per annum. Or less than £90,000 if you’re in London.
  • You must be a British or EU/EEA citizen. If not, you must have indefinite leave to remain.
  • A deposit is required for the share you are buying so you must have at least 5-10% of that.

Is Northampton A Nice Place To Live?


Firstly, I’d like to start by pointing out its location. Northampton is excellently located, within transport distance of the UK’s two major cities, London and Birmingham. Once a shoe heritage town, now a modern thriving market town.

Northampton certainly won’t disappoint.

To highlight the town’s location, the best thing to focus on is the motorway links and their convenient transport links. At the centre of the M1, Northampton has 3 opportunities to enter and exit the motorway. In terms of its transport links, West Coast Main Line’s Northampton loop has regular services to London’s Euston station as well as Crewe and Birmingham.


From outstanding schools to an exceptional university, Northampton is a great place to call home if you have young or older children.

Northampton primary schools, 80% of which are ranked Good by Ofsted. 70% of the secondary schools are ranked as Good or Outstanding. There are several Special Educational Needs schools too.

The university campus offers a variety of courses and to top it off the campus is on the waterside, making it a pretty place to study whilst also being close to the town centre.


Who doesn’t love some retail therapy?

Whether you love shopping, museums, sports, or theatre, you’ll be spoilt for choice in Northampton. 

Northampton is one of the largest towns in the UK and its centre doesn’t disappoint either.

The town has all of your usual high street stores, but if you search deeper, the pedestrian area surrounding the likes of Market street and Abington street.

Whether you’re heading out for a date night, a family meal or a catch-up with friends, there’s no shortage of excellent eateries and restaurants to choose from too. Northampton has it all, from famous-name chains to independent cafes and fine dining experiences. Check out TripAdvisor to find the inspiration that you’re looking for.

Affordable Homes To Buy In Northampton

All of our available shared ownership homes are available on Homemade is an experience property sales team within Accent. We offer both new and resale shared ownership homes.

Over the years, we’ve helped thousands of people fulfil their ambition of being homeowners with our shared ownership properties. Our team are experienced industry experts and proud of what we do. We would love to help you find your next home so don’t hesitate to contact us.


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