Can You Buy A Housing Association Property?

Yes! You can buy your rented Housing Association property. There are two possible avenues for you to explore; the schemes are called ‘Right To Buy’ and ‘Right To Acquire’.

In This Accent Housing Blog, we have explained both the schemes; Right To Buy and Right To Acquire and explained the ins and out that come with owning a property.

What Is Right To Buy?

Right to Buy is a government scheme designed to help tenants in Housing Associations' properties buy their homes with often rather large discounts. Often, the discounts offered can be used against the upfront deposit costs.

What Is Right To Acquire?

Right to Acquire is for people renting homes from housing associations. It's like Right to Buy but the discount is smaller.

If you’re a council or housing association tenant, you may have the right to buy the home you live in, at a lower cost.

In terms of Accent Housing properties, If you have an assured tenancy with us, and you live in a home that was built with public funds after 1 April 1997, you may have the right to ‘acquire it.’

Am I Eligible To Buy My Housing Association Property?

As the Government suggests you can purchase your home. Here are the criteria to not fulfil if you were Right to Acquire:

  • You’re being made bankrupt
  • A court has evicted you/ordered you to leave
  • You have a ‘Preserved Right to Buy

What Is a Housing Association?

Housing Associations are not-for-profit organisations that own, let and manage affordable housing, which is generally cheaper than privately rented housing and usually provides a long-term tenancy. The accommodation provided by HAs is sometimes also referred to as social housing, which is often mistaken to mean the same as council housing.

Housing Associations are critically important institutions. They never replaced council housing, as was once thought, housing associations provide genuinely good homes at affordable rents and prices to residents who could not compete in the housing market.

Can You Inherit A Housing Association Tenancy?

Otherwise known as succession, the right to inherit a housing association property occurs when the tenant dies. Your right to inherit the property is determined by the relationship with the person who died.

Before you can inherit a tenancy, the Housing Association may ask you to show evidence of:

  • Who you are?
  • Your relationship with the tenant.
  • How long you had been living with them.

The tenancy you inherit will be the same type as that of the tenant who died. You pay the same rent and have the same rights as they did.

Many Housing Association assured tenancy agreements allow a relative to succeed when the tenant had no spouse or civil partner living with them.

Relatives who may be able to inherit the tenancy are the tenants:

  • Parent or grandparent
  • Child or grandchild
  • Brother or sister
  • Uncle, aunt, nephew or niece

Accent Housing: Find An Affordable Housing Association Property To Rent

We currently have more than 20,000 homes spread across the North, East and South of the country, including many in Lancashire and surrounding areas.

If you would like to rent a housing association property through Accent housing, you must meet the criteria to be considered eligible.

Here is just a handful of the criteria you must meet to be considered:

  • Must be 18+ years old
  • Must not be subject to immigration control
  • Must not be a property owner or have the financial resources to purchase or privately rent a suitable property
  • Must not have deliberately worsened their circumstances intending to secure social housing
  • Must not have housing-related debts or be guilty of anti-social or illegal behaviour

What next?

If you are looking to find out more information about renting a home from Accent Housing, you can view the latest available homes on our Live With Us page.

Alternatively, if you'd like to consider shared ownership, we have a range of homes available on our specialist sales website homemadehomes.com

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